You should fund your life with a credit card.
(But only if you’re financially mature and responsible).
And only if you know how to manage money, live below your means, and control yourself.
Because credit cards can get ugly, fast.
One missed payment or an excessive month, and you’re stuck paying interest on nonsense.
If you treat it like free money, it’ll eat you alive.
But if you know what you’re doing, the credit card is an incredible financial tool.
This is my formula:
1: Spend less than you earn.
2: Save the difference.
3: Invest it in something that’s going to increase in value.
It used to be enough to stop at step 2 and just save.
But now you can’t. Inflation is constant.
And having a savings account is often detrimental because the currency is melting.